Across The Horizon Loan was designed to help our premium members who need a quick loan without the hassle of looking for collateral or guarantor.

The requirements are straight forward and we don’t charge interest or require collateral. Premium members can request up to $1500 based on their membership type. They must also meet certain qualifications and requirements in order to be approved.

Loans are paid out within 24 hours of final approval.


  • Be 18 years or older.
  • Must have a working debit/atm card.
  • A working email and phone number.
  • Register for an account on our website.
  • Upgrade your account to entry, basic or pro membership.
  • Follow @acrossdhorizon on Facebook and Instagram. This is part of our identity verification process.
  • Have an official form of identification like voters card, international passport, drivers license, national ID card. We only need the number and expiry date during application but will require a copy before disbursement.
  • Have a source of income. We only need to know how much you make and how you make it during the application process but will require proof of such before disbursement. Note that stipends and pocket money will count as income as long as the applicant can provide consistent documentation of such.
  • Have a verifiable residential address, asides from your school or work address. We only need this information during application but will require proof of address before disbursement.

In addition to the above requirements, the applicant must

  • Complete the loan form on our website.
  • Must have a working debit/atm card.
  • Register and upgrade 5 “trustees” under the same membership as you. These “trustees” can be friends or family members.
  • Attend a borrower’s counseling session with our staff. this session can be done at the office or over the phone. This meeting is where our staff will check that you’ve fulfilled all application requirements, discuss the loan terms, repayment options, and then makes a final decision.
  • If approved, your loan will be deposited within 48 hours of approval. If not, your loan will be sent to administrative review in order to give you some time to fix any issues found during the application review after which your loan application will be approved or denied.
Click here to complete the loan form
Recently Disbursed Loan Member Country Amount
1.Dan Nigeria $700
2.Nana Ghana $1,000
3.Pascal Nigeria $3200
4.Jubril Sierra Leone $100
5.Mukesh Sierra Leone $250
6.Terry Liberia $275
7.Hadiza Kenya $50
8.Stephen Nigeria $125
9.Micheal Nigeria $750
10.Salami Ghana $1250

Success Stories

I was approved for a U.S student visa after consulting with Across The Horizon after two previous denials.

Tejuola A.


No other company does it better than Across The Horizon when it comes to working abroad in Canada. They helped…

Amarachi N.


Across The Horizon assisted me in completing all the necessary process of getting my visa and tickets to go visit…

Daniel K.

Questions or Concerns? Click here to contact us. You can also chat with us on our Contact Us page.